THE RESIN FLOORING ASSOCIATION

TELEPHONE: _07484 075 254

LATENT DEFECTS INSURANCE

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LATENT DEFECTS INSURANCE SCHEME FOR FeRFA MEMBERS FROM COBRA

A Latent Defects policy is designed to provide protection for both the end customer and the contractor in the event of a floor failing. The policy covers workmanship and product failure.

The policy covers major defects in the floor after the initial maintenance period, for which the contractor is responsible, normally 12 months.

The COBRA Latent Defects Scheme is designed to cover ALL of the resin floors installed by a company during the course of the year.

An insurance policy is purchased each year based on the contractors projected turnover for the forthcoming year.

Once the policy is put in place insurers will survey a selection of resin floors during the year (between 3 and five - depending on the company turnover).

Benefits for the consumer

  • Takes away reliance on manufacturer and contractor warranties alone
  • The client has autonomy of repair resolution
  • Policy documents are issued direct to the customer

Benefits for the contractor

  • Most importantly it protects your balance sheet
  • Avoids legal costs in the event of a floor failing
  • Can be used as a sales tool to win new business
  • Underwritten by an 'A' rated Insurer
  • No Claims Discount is available on premiums after year 1

GET IN CONTACT TODAY

To discuss your insurance needs, and for a no obligation quote, please call:
Howard Collins, Director, Cobra Insurance Brokers
on 07775 888933 or email here
www.cobrainsurance.co.uk

 

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FeRFA Contact Details

FeRFA
PO Box 3716,
Stone,
Staffordshire ST15 9EU

TELEPHONE: 07484 075 254

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